J.P. Morgan Agency Customer Resources


An Independent Approach to Car Insurance

How old is your car? You don’t always need the same level of physical damage coverage on older cars as on newer ones. If you drive an older car, your independent insurance agent or broker can advise you what level of coverage makes the most sense. If you want to keep your physical damage coverage, consider raising your deductible—that could save you money each year, too.

Save money on the fun stuff. If you have a motorcycle, boat, RV or other “toy,” you might save money by having it covered by the same company that insures your car. Talk to your independent insurance agent or broker about it.

You may also want to consider separating your homeowner’s policy from your car insurance policy. Bundling your homeowner’s policy with your car insurance doesn’t always save you money. It may, but have your independent agent look at separating the policies— the discount you may have gotten for keeping them together may be outweighed by the lower price another company might have for your car insurance.

To learn more or to find an independentinsurance agent or broker, visit progressiveagent.com. Did You Know?
Bundling your homeowner’s policy with your car insur-ance doesn’t always save you money. It may be wise to have an independent agent look at separating the policies. The discount you got for bundling may be outweighed by a lower competitive price. To learn more or to find an inde-pendent agent or broker, visit progressiveagent.com.

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